A registered Micro-Finance and a subsidiary company of Hart Holdings. We provide comprehensive financial solutions for all your financial needs.
We strongly believe that the inclusion (access to high quality affordable credit) of everyone; no matter how small the need, is essential for the betterment of the livelihood of families and business entities.
The core business undertakings of Hart Finance are to
• Offer Order Financing
• Offer collateral based loans
• Offer civil servants loans
• Offer bridge loans
• Offer Salary Based loans
COLLATERAL BASED LOANS
Collateral based loans also known as contract financing (or monetizing) are flexible financial tools providing a number of capital options. We accept any equipment component that acts as collateral (subject to approval by management).
CIVIL SERVANT LOANS
This package is for government workers. Our loan repayments are paid through (Social Services Bureau) SSB by standing order thus creating a hustle free, accountable and convenient service.
The majority of the population is now in the informal sector which has been contributing largely to our economy. Hart finance realises and appreciates the effort to revive our economy. In a bid to play a part in the growth of this sector, we have come up with this affordable option of cash injection. This injection will help in many ways including:
• Business funds: if your business needs short term working capital.
• Refinancing existing equipment.
Our rates are not only competitive but feasible and reasonable. Our loans range from 30 days to 60 days. This gives our clients’ variety and convenience all under one package. Hart Finance strives therefore to provide comprehensive financial solutions for your financial needs no matter how small. We have the financial stability, dedicated resources and industry insight that can leverage you to meet your financial needs.
SALARY BASED LOANS
This package is for employees in formal employment and have their salaries paid directly into their bank accounts. Our loan repayments are paid through by standing order with the relevant bank, thus creating a hustle free, accountable and convenient service.